Investment Advisory Services offered by “Etico Private Wealth,” a DBA of Quartz Partners, LLC, a U.S. Securities and Exchange Commission (“SEC”) registered investment adviser. Use of the term “registered investment adviser” or being “registered” with the SEC, any state securities authority, or self-regulatory organization does not imply a certain level of skill or training but only indicates that our firm has registered our business with state and federal regulatory authorities. Learn more by searching at adviserinfo.sec.gov. Read important disclosures at www.eticofinancial.com/disclosures.

The S&P 500 Index is a market capitalization-weighted index of 500 widely held stocks often used as a proxy for the stock market. It is the most widely used benchmark for U.S. stock funds and portfolios.